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| COMMON FEATURES | |
| The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account. | |
| Replacement of ATM card / Pin Code | $5.00 |
| Automatic transfer of funds from savings account to a checking account (Check Saver transfer) | $2.00 |
| Traveler's checks | $1.00 per $100.00 |
| (Free for customers with a $500.00 balance) | |
| Deposited (or cashed) checks returned unpaid | $5.00 |
| Nonsufficient funds (NSF) item (paid or returned) | $25.00 |
| Nonsufficient funds (NSF) ACH (preauthorized withdrawal) | $25.00 |
| Uncollected funds | $25.00 |
| Account research/reconciliation | $25.00 per hour |
| Duplicate monthly statement | $5.00 |
| Copy of cancelled check | $5.00 |
| Stop payments (all items) | $20.00 |
| Savings/checking account closed within three months of opening | $15.00 |
| Reissue of lost passbook | $5.00 |
| Photocopies | $.25 per copy |
| Domestic wire transfers | |
| Outgoing | $20.00 |
| Incoming | $10.00 |
| Money orders | |
| Customer | $1.00 |
| Noncustomer | $3.00 |
| Fax transmission | $2.00 per page |
| Collection item fee | $20.00 |
| Transaction at nonproprietary ATM | $1.00 |
| Bank check withdrawal | $2.00 |
| Copy of bank check or money order | $5.00 |
| Slight drafts (received from another institution) | $10.00 |
| Counter checks | $.10 per check |
| History inquiry | $1.00 per page |
| Coupon envelopes | $20.00 |
| We may require not less than 7 days' notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined in Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal. MFB Banking business customers may enroll and get setup with merchant bankcard services through one of our local branches. Seperate Costs and Fees may apply. | |