CERTIFICATES OF DEPOSIT & IRAs


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Term


Interest Rate


APY

7 - 31 Day 2.96 3.02
91 Day 3.70 3.75
NEW! 3 Month CD Saver 3.70 3.75
     ($100 Minimum with Direct Deposit)
182 Day 3.94 4.00
10 Month Accessible CD
     ($10,000 minimum to open)
3.94 4.00
1 Year 3.94 4.00
18 Month 3.94 4.00
24 Month 3.94 4.00
30 Month 4.18 4.25
3 Year 4.91 5.00
4 Year 4.91 5.00
6 Year 4.91 5.00
8 Year 4.91 5.00


Truth in Savings
Electronic Fund Transfer Disclosure
Deposit Agreement
Funds Availability Disclosure
Miscellaneous Charges


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